Contributing to an IRA is an excellent way to secure a comfortable retirement. Unlike most investments, depending on the type of IRA you choose, contributions may be tax deductible and will grow either tax-deferred or tax-free.

There is a limit, set by the Internal Revenue Service, to the amount which can be deposited annually. Other conditions and limitations may exist based on individual's age and/or income. Please contact our Member Services representatives for any questions you may have regarding the Individual Retirement Accounts.  

Click for the IRA Service Center

Click for the IRA Retirement Center

We offer Passbook share accounts and Share Certificate accounts to our members. The dividends on the IRA Passbook share accounts and on the IRA Share Certificates are accrued daily and credited quarterly. 

Term APR Annual Percentage Yield






3 year  IRA SC



Rates as of April 18, 2024. Rates are subject to change without prior notice.